About us

Helping you manage
your money better.

At nifty we understand that life happens and sometimes things that may be out of your control can be quite pricey. We are here to assist when you need some bucks to get out of a tight spot, with an online loan that is easy, quick and safe, so you can keep going and get more done.

About us

Helping you manage
your money better.

At nifty we understand that life happens and sometimes things that may be out of your control can be quite pricey. We are here to assist when you need some bucks to get out of a tight spot, with an online loan that is easy, quick and safe, so you can keep going and get more done.

Niftycredit

Who are we?

Niftycredit is powered by smartadvance, a registered online credit provider that offers personal online credit up to R12000, payable over a maximum of 12 months. Using smart technology, you can apply for a loan from anywhere, anytime that suits you.
Our loan application is completely online and takes just a couple of minutes to complete. Once your application has been submitted for final review, you will get a decision within the hour.

It is our goal to help you take control of your financial health today so you can make better financial decisions for your future.

By giving you access to your credit profile you can know and understand your credit status and see how to ake the necessary improvements. We assist with the equivalent of an online overdraft when times are tough without getting you into debt; and provide you with the educational tools you need to guide you on a path of financial well-being and growth.

A responsible lender

We are committed to the financial well-being of our customers. As a responsible lender, nifty is powered by smartadvance, registered and regulated by the National Credit Regulator (NCR), we abide by the laws to ensure you, our customer is treated with respect and transparency at all times.
At nifty, every loan is treated as a new one and each will undergo the necessary steps to ensure the full protection of our clients.

Powered by smartadvance

With secondary operations in Eswatini and Namibia, smartadvance South Africa
forms part of the Finclusion Group.

It is our goal to empower consumers to achieve financial health. By providing
smartadvance clients with educational tools as well as access to their personal
data, smartadvance aims to enable clients to make financially sound decisions.

Through a brand that people trust, a product that is easy to use, state of the art
technology and customer insight, we strive to provide a unique experience that
helps take people on a journey of financial health and growth.

120 000

Clients

750 287

Loans

R2.1 billion

Disbursed

Powered by smartadvance

With secondary operations in Eswatini and Namibia, smartadvance South Africa forms part of the Finclusion Group.

It is our goal to empower consumers to achieve financial health. By providing smartadvance clients with educational tools as well as access to their personal data, smartadvance aims to enable clients to make financially sound decisions.

Through a brand that people trust, a product that is easy to use, state of the art technology and customer insight, we strive to provide a unique experience that helps take people on a journey of financial health and growth.

120 000

Clients

750 287

Loans

R2.1 billion

Disbursed

About Us Detailed