About us
Helping you manage
your money better.

About us
Helping you manage
your money better.
Niftycredit
Who are we?
Our loan application is completely online and takes just a couple of minutes to complete. Once your application has been submitted for final review, you will get a decision within the hour.

It is our goal to help you take control of your financial health today so you can make better financial decisions for your future.
A responsible lender
At nifty, every loan is treated as a new one and each will undergo the necessary steps to ensure the full protection of our clients.

Powered by smartadvance
forms part of the Finclusion Group.
It is our goal to empower consumers to achieve financial health. By providing
smartadvance clients with educational tools as well as access to their personal
data, smartadvance aims to enable clients to make financially sound decisions.
Through a brand that people trust, a product that is easy to use, state of the art
technology and customer insight, we strive to provide a unique experience that
helps take people on a journey of financial health and growth.

Powered by smartadvance
With secondary operations in Eswatini and Namibia, smartadvance South Africa forms part of the Finclusion Group.
It is our goal to empower consumers to achieve financial health. By providing smartadvance clients with educational tools as well as access to their personal data, smartadvance aims to enable clients to make financially sound decisions.
Through a brand that people trust, a product that is easy to use, state of the art technology and customer insight, we strive to provide a unique experience that helps take people on a journey of financial health and growth.