About us

We are a
responsible lender

We are committed to the financial well-being of our customers. As a
responsible lender, niftycredit is powered by smartadvance (Pty) Ltd, Reg
no. 2010/015748/07, NCRCP5512, registered and regulated by National
Credit Regulator (NCR).

What we believe

Transparency

Through transparency we aim to build a trusting relationship with our clients, empowering them to make sound financial decisions.

Simplicity

Quick and easy online process.
We eliminate any unnecessary steps, offering a seamless experience any time, anywhere.

Empowerment

Through debt restructuring, nifty helps over indebted clients get the financial stability they need to get back on their feet.

Our promise

Deliver a superior customer experience underpinne by dignity and respect.

Financial well-being of our customers

Why we do what we do

41%

Emergency loans

10%

Education loans

8%

Furniture

6%

Household expenses

35%

Other

About