About us
We are a
responsible lender
We are committed to the financial well-being of our customers. As a
responsible lender, niftycredit is powered by smartadvance (Pty) Ltd, Reg
no. 2010/015748/07, NCRCP5512, registered and regulated by National
Credit Regulator (NCR).
responsible lender, niftycredit is powered by smartadvance (Pty) Ltd, Reg
no. 2010/015748/07, NCRCP5512, registered and regulated by National
Credit Regulator (NCR).

What we believe
Transparency
Through transparency we aim to build a trusting relationship with our clients, empowering them to make sound financial decisions.
Simplicity
Quick and easy online process.
We eliminate any unnecessary steps, offering a seamless experience any time, anywhere.
We eliminate any unnecessary steps, offering a seamless experience any time, anywhere.
Empowerment
Through debt restructuring, nifty helps over indebted clients get the financial stability they need to get back on their feet.
Our promise
Deliver a superior customer experience underpinne by dignity and respect.
Financial well-being of our customers
Why we do what we do
41%
Emergency loans
10%
Education loans
8%
Furniture
6%
Household expenses
35%
Other